JeevanJyoti FINANCIAL

Phone: (020)-6529-2059

Address: M-304, Second Floor, Mega Center, Hadapsar, Pune 411028.

Mortgage Loan

Mortgage Loan

Mortgage Loan is a loan against your existing property as a security. This multi-purpose loan puts funds at your disposal to use as you wish. It unlocks the hidden value in the property you own. Loans against property can come in handy when other sources of funding get exhausted. It's important to understand that a loan against property is totally different from a mortgage.

The value of a mortgage loan can be anywhere between 40-60 % of the property value, the paid up value of the property and other factors depending upon the existing market conditions. Take a property loan today and use it for any kind of requirement.


Mortgage Loan Documents

For Salaried

  • 3 Months salary slips(latest last three months).
  • Last Two years Form -16.
  • Last six months Bank Statement (With salary reflection or Credits).
  • Company Letter (Deputation letter) & Tax return copy.
  • Pan card Photo Copy.
  • Marriage certificate if applicable.
  • Latest Residence Proof rent agreement + owners latest electricity bill copy).
  • Age Proof, Sign Proof, and Photo ID proof.
  • Original Telephone Bill Or Mobile Bill.
  • Statement of account of existing loan along with 12 months statement showing regular debit of EMI if any.
  • Property Papers which would be offer to bank as mortgages ( Previous chain of Agreement Copy, Index II, RR, Sanction Plan, Latest Search and Title Report, etc).
  • In case of balance transfer List of documents from previous finance and the current outstanding letter.
  • Architect's Estimate + Sanction plan.

For Self Employed

  • Latest 3 years ITR’s along with computation of income,Balance Sheet, Profit and Loss, schedules and audit report if applicable. ITR’s has to be duly certified by a CA.
  • Latest Share Holding Pattern Duly certified by CA in case of Pvt. Ltd or LTD Company
  • Latest 3 years form 16 or ITR copy for director’s in case of Pvt. Ltd or LTD Company.
  • Last twelve months Bank Statement (For all the bank accounts which are reflecting in Balance Sheet).
  • Latest 6 Months Bank Statements – Personal Saving A/c in case of Pvt Ltd or Ltd Company.
  • Existing Loans (RTR) along with welcome letter, RTR of all loans shown in Balance Sheet of the firm & in individual names.
  • Proof of existence (Partnership deed copy, Memorandum & Article of association if applicable, Shop Act incase of Proprietor).
  • Business Profile on company letter head
  • Pan card Photo Copy of company, Directors,partners or proprietor.
  • Latest Residence Proof for proprietor, partners or directors (if it is on rent then rent agreement + owners latest electricity bill copy).
  • Age Proof, Sign Proof, Photo ID proof.
  • Property Papers which would be offer to bank as mortgages ( Previous chain of Agreement Copy, Index II, RR, Sanction Plan, Latest Search and Title Report, etc).
  • In case of balance transfer List of documents from previous finance and the current outstanding letter.

Note: Please do self Attestation on all documents except PAN Card (Pan Card has to be signed by the respective person)


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